To operate a limousine for compensation, you must carry the state-required limits. These are required to obtain the necessary "For Hire" license plates. These are what allows alcohol in the vehicle as well as the limo tint. Not having this coverage will put the entire group at risk of getting an open container violation, and any claims against the company can be denied by the insurance carrier. The minimum liability for up to 14 passengers is 1.5 million. If carrying over that number of passengers, a minimum of 5 million is required as well as a passenger endorsement on the driver's license. To obtain the proper insurance, we recommend Patriot Insurance in High Point. 866-737-6652.